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| HOME LOANS >> ELIGIBILITY |
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| Home loan |
- You must be at least 21 years of age when the loan is sanctioned.
- The loan must terminate before or when you turn 65 years of age or before retirement, whichever is earlier.
- You must be employed or self-employed with a regular source of income.
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| Land loan |
- You must be at least 21 years of age when the loan is sanctioned.
- The loan must terminate before or when you turn 65 years of age or before retirement, whichever is earlier.
- You must be employed or self-employed with a regular source of income.
- You must be purchasing a plot of land for residential use.
- The purchase has to be from a development authority or from a registered co-operative society.
- The purchase of the land must be for the construction of a house.
- The plot of land must be clearly demarcated with clear boundaries.
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| Office premise loan |
- You must be at least 21 years of age when the loan is sanctioned.
- The loan must terminate before or when you turn 65 years of age.
- You must be self-employed with a regular source of income.
- The loan can be for the purchase / construction / extension of a non-residential property.
- A loan for renovation or improvement will be given only at the time of acquisition of property.
- Professionally qualified and self-employed individuals (doctors, pathologists, chartered accountants, cost accountants, company secretaries, architects, engineers, consultants, lawyers, chemists) can apply.
- A minimum of 3 year's work experience is a must.
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| Home Equity Loans |
- You must be at least 21 years of age when the loan is sanctioned.
- The loan must terminate before or when you turn 65 years of age or before retirement, whichever is earlier.
- Your must be employed or self-employed with a regular source of income.
- You must be the owner of a self-occupied property.
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